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We're currently holding an excessive amount of cash. I'm looking for alternative places to park this which remain moderately liquid (accessible within a year), hedge against inflation better than fiat (lol), dont carry significant transaction costs (e.g. shoving kilos of precious metals in the basement is going to cost at least 1% buying AND selling), and isnt exposing us to excessive interest rate risk (I fully expect interest rates on sovereign debt to go to the fricking moon due to inflation and tank the values of current comically low interest bonds).

Any suggestions? This would not be an investment, just hedging inflation due to an excessive amount of cash.

We're currently holding an excessive amount of cash. I'm looking for alternative places to park this which remain moderately liquid (accessible within a year), hedge against inflation better than fiat (lol), dont carry significant transaction costs (e.g. shoving kilos of precious metals in the basement is going to cost at least 1% buying AND selling), and isnt exposing us to excessive interest rate risk (I fully expect interest rates on sovereign debt to go to the fricking moon due to inflation and tank the values of current comically low interest bonds). Any suggestions? This would not be an investment, just hedging inflation due to an excessive amount of cash.

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[–] • 0 pt

Gold is near 2k, silver is just over 25- per Troy ounce. Me: Have watched those prices for years. They're high-ish. Silver will break 30 again, but that may take years. Gold will fall back to 1700, but that might take a week... They may go to the moon tommorow and never come down... (Lol, sure.) Yes, silver is completely controlled and undervalued (via paper dumping.) But, muh supply and demand? It's complicated, but the prices are manipulated. You: If you buy in now, it's gonna hurt your wallet. Be prepared to hold those investments for years or take a small loss by selling when spot prices fall. Also you: TAKE PHYSICAL DELIVERY OF THE ACTUAL PRECIOUS METALS. Don't buy paper. Sell privately, never in a pawn shop, etc. Do some research. Plenty of reputable online dealers to choose from. PM's have premiums, American Silver Eagles are near 20 over spot, so be prepared to pay. Etc, etc... Yes, PM's are wealth storage, they'll protect $$$ against inflation, historically speaking. Good luck on your investments. I'm not an investment anything, this is just my educated opinion. Thanks for coming toy Ted talk. No proof read, sorry, not sorry

[–] • 1 pt

I have similar concerns to you about gold/silver. Paper prices are ridiculously manipulated, and taking physical delivery is so costly over spot that it becomes less of an inflation hedge for liquid assets and more of a boomer tier collapse hedge.