The only time I even use them is if I already have the money for the purchase and there's a financial incentive like rewards or 0% interest. I like floating debt to jews and using the money to invest in things that have returns. It turns my credit card debt into debt with a negative interest rate. I'm currently earning about 4.2% on money that would have gone to my credit card, but they offered 3 years no interest on one of their pay as you go programs. After three years I will have netted myself a 12% discount on that debt without even accounting for inflation.
The only time I even use them is if I already have the money for the purchase and there's a financial incentive like rewards or 0% interest. I like floating debt to jews and using the money to invest in things that have returns. It turns my credit card debt into debt with a negative interest rate. I'm currently earning about 4.2% on money that would have gone to my credit card, but they offered 3 years no interest on one of their pay as you go programs. After three years I will have netted myself a 12% discount on that debt without even accounting for inflation.
(post is archived)