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I have an IRA with around 350,000 in it. Based off the current way things are heading, I am still contemplating what to do with it. Part of me wants to liquidate the whole thing and just buy up ammo, guns, flour, etc. The other part of me also sees the new administration will deeply curtail any benefit to having an IRA in the first place, be it with capital gains taxes, excise taxes, fuck whitey taxes, etc. Which makes me think what should i do with this thing?

I have an IRA with around 350,000 in it. Based off the current way things are heading, I am still contemplating what to do with it. Part of me wants to liquidate the whole thing and just buy up ammo, guns, flour, etc. The other part of me also sees the new administration will deeply curtail any benefit to having an IRA in the first place, be it with capital gains taxes, excise taxes, fuck whitey taxes, etc. Which makes me think what should i do with this thing?

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[–] • 3 pts (edited )

depends how much risk you want to take on.

One set of people would say to take loans to buy property (inflation will decrease your debt, but housing prices could rise due to rich people buying income properties. Maybe some land in idaho, sand point has land for sale that is still reasonable.

you should absolutely get some prepping stuff, but don't go overboard (a few guns, maybe reloading setup for them). I would get a RO water setup with a booster pump. I don't know if it is true for all of them, but my pump is 24V, so i could make pure water with 2 car batteries as long as i could find an input source. Some solar panels would probably be nice, and ham stuff. food.

crypto/PMs, this one is totally up to you, i wouldn't want to be holding USD in the bank (or a fund) if things go bad. The liquidity in any underlying is pretty low, and so the price could crash easily if a few pull out; if society rebounds that is fine, but maybe someday...

And rope, we're going to need rope.

[–] • 0 pt

Look into purchasing precious metals with your roth. 350k can make for a nice PM portfolio. You have to have the physical bullion held by an approved 3rd party. Not ideal but it's better than fiat jewbucks.

[–] • 1 pt

What do those (((3rd parties))) typically charge?

[–] • 1 pt

I was thinking guns, ammo and generators, flour, sugar, stable items. I think i would still have a ton for cover afterwards though. I could do silver PM, not sure about gold since gold is too valuable to be used as a barter, compared to silver

[–] • 0 pt

You're thinking along the right lines in my opinion. Silver is a solid bet, the foodstuffs, gennie, and guns/ammo are more important in the big picture. Food, water, shelter, and safety should be priority.

[–] • 0 pt

(((roth)))?

[–] • 0 pt

Yeah it has around 350,000 in it, of which around 250,000 is tax free. The other part would be taxed though.