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[–] 0 pt

Your acquaintance probably started with 60-80k in debt, didnt pay it for years, and now has well into 6 figs. You dont get repayment schedules that wonky without being a liberal arts eff around.

[–] 0 pt

He only graduated around a year ago. And it's a B.S. not art. I could have my numbers for how much is going to principle wrong, but not be a lot. It was enough to shock me when I heard it.