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Quantum computers are pretty much still useless toys. If they start factoring primes efficiently at some point, blockchain with be migrated to a different algorithm.

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Ok, how long does it take to switch algos? Maybe five years if everyone is on board?

QC may have cracked SHA-265 already. You would have no way of knowing. Switching out the algo five years from now won't matter.

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Why would it take five years to change the algorithm?

Last time I checked, there was no single task in which a QC came even near a conventional computer in terms of performance. I'm not saying the current blockchain algorithm won't be broken some day, but the danger is not imminent.

I image that if someone breaks RSA and wreak havoc on blockchain, the algorithm will be substituted within weeks and the blockchain database rolled back to a time before the hacked transactions started.