Welcome • User Guide
ToS • Privacy • Canary
Donate • Bugs • License

©2026 Poal.co

1.3K

That is ridiculous.

Archive: https://archive.today/pEVgg

From the post:

>A lot of us grew up in a world where a car payment that could rival a mortgage was the domain of luxury-car buying. These days, the gap in finance costs between the two appears to be shrinking rapidly for everybody. At the end of Q3, the average monthly new-car loan payment in the United States ticked up to $748. Says who? Some random finance company you’ve never heard of? Ah, no. This time, it’s from Experian—the folks who can see your credit reports. I’m going to go out on a limb here and say their data on this sort of thing is probably pretty good.

That is ridiculous. Archive: https://archive.today/pEVgg From the post: >>A lot of us grew up in a world where a car payment that could rival a mortgage was the domain of luxury-car buying. These days, the gap in finance costs between the two appears to be shrinking rapidly for everybody. At the end of Q3, the average monthly new-car loan payment in the United States ticked up to $748. Says who? Some random finance company you’ve never heard of? Ah, no. This time, it’s from Experian—the folks who can see your credit reports. I’m going to go out on a limb here and say their data on this sort of thing is probably pretty good.
[–] • 5 pts

Then don't buy a new one.

blacks will never understand this.

[–] • 0 pt

A lot of white people too. I have seen way too many dumbasses with Silverados and F150s with $1400/month payments. No way I pay more for a car payment than my house payment.

[–] • 0 pt

Fair.

I would never do that either.

[–] • 1 pt

average

Also

American

So what cars are the people niggers collecting my taxes driving?

[–] • 1 pt

Dodges based on police chase videos.

[–] • 1 pt (edited )

That is ridiculous.

First I was thinking it wasn't that bad, then I realized this is for a 6 year loan.

And then there are the people that lease. Co-worker leased a Honda Pilot, 470 a month and 5k due at signing. What a waste of fucking money. After 3 years, you're left with nothing. Sure leases are fine if you have wealth and want a new car every three years, but leases have become a financial trap for working class people who insist on driving something above their station.

[–] • 1 pt

I'm happy I'm not average.

[–] • 1 pt

My Grandpa bought a new car every two years on the salary of a tire factory foreman.

How is current world better than that.

[–] • 0 pt

Because his home is worth more than what he financed to pay for it. That's how they convinced people that inflation was okay and necessary.