Credit Unions exist. Why would anyone use a bank?

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Because that's where your credit union keeps the money you place in them.

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/s/business

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No advertising, this includes "Free stuff for your whatever" type posts, even if you didn't write the post.
Posts must be about things businesses are doing. Posts that are nothing more than long writeups with links to things that "help your business" or explain "why you need this for your business" are advertising and fall under rule #1.
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Start at #1 and read the rules again.

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