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Less debt.

Move in the direction of less debt in your personal life. This means ALL debt. Dont give me all that nonsense about how your mortgage on that McMansion is somehow good debt. Its not. There is no such thing as good debt in this system. In a solid asset-based monetary system that is a different story entirely but we are not in that.

So when I say no debt I mean it. No credit cards, no car loan, no home mortgage, NO DEBT. Someone who is doing this for the first time may simply sell some shit they have lying about to decrease their debt load, then target their smallest balance first and pay it off. Stuff like that. If you have a 25 year runway on your mortgage then you need to get out of that house to accomplish this goal. Sorry to say it but that is the case. No excuses there.

Move in the direction of less debt in your personal life. This means ALL debt. Dont give me all that nonsense about how your mortgage on that McMansion is somehow good debt. Its not. There is no such thing as good debt in this system. In a solid asset-based monetary system that is a different story entirely but we are not in that. So when I say no debt I mean it. No credit cards, no car loan, no home mortgage, NO DEBT. Someone who is doing this for the first time may simply sell some shit they have lying about to decrease their debt load, then target their smallest balance first and pay it off. Stuff like that. If you have a 25 year runway on your mortgage then you need to get out of that house to accomplish this goal. Sorry to say it but that is the case. No excuses there.

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[–] • 1 pt (edited )

Ahhhhh the credit card salesman. Muh emergency. Muh paid off every month. Did you know that even if you have no balance the fact that you COULD POTENTIALLY have a balance in certain conditions allows bankers to borrow against your potential income when grouped together with thousands of other similar people? They still sell your ass like a dirty hooker behind the dumpster. You are really and deeply missing the point here. The point is for there to be literally no credit cards at all because everyone canceled their shit. Using it wisely for you is still using it and you will still be exploited. If not you then you will be grouped with people who are fuckwits to make their tranche of debt look better allowing it to be re-hypothecated into some other idiot's "asset" which will be sold into your retirement fund. Guess what happens if you are not there at all? Guess what happens if you dont even have a bank account with a balance over $50 at a time? They cant do that shit can they. You are a faggot slave who supports the system by perpetuating their lies and keeping other weaker people enslaved. You are the problem. Literally you personally are one of the biggest reasons the world cannot improve. Go die in a fire.