Oh, I get it. He bought an expensive watch.
Right with you on expensive watches. But that's his hobby.
I like cars and electronics. But I don't go into debt for any of them.
I paid cash for my guitars, I haven't had any kind of debt in almost 30 years.
Very smart. I haven't purchased anything on credit since 2017. I took this out of the Jewish-book-of-strategies (this is a metaphor). They don't enslave themselves to the American Debt Culture for a reason.
The amount of money I've saved on interest these last 4 years is ridiculous. I'm getting a new home, soon. I'll pay off the mortgage in 1-2 years and ensure the mortgage has an agreement that has no early payoff fee. I'm already halfway there to having enough to buy it all in cash but I was told that you still need credit so just finance half of it and pay off half of it and it makes your credit even better (stagnate credit is bad).
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