Is it really that hard to do? Just don't have anything in the bank account, if you need a bank account to deposit a paycheck into, just empty it ever pay cycle. Invest the cash you do get in some other (liquid) asset; be it gold, stocks, crypto, etc. And keep a few hundred on hand for daily transactions, bills etc.
Thing is though, I think most people usually just buy property whenever they get a bit of money, and their paycheck goes straight to the mortgage, so they don't really suffer the effects that come with holding fiat for long periods of time.
I'm just pulling this out of my arse, of course, and would be interested to read what you post to that sub.
Stocks should not be on that list. Why do you think so many corporate entities, politicians, etc., have been dumping their stocks for precious metals? Stocks move in tandem with fiat. Stocks move independently of the crypto market (beyond localized events) and PMs.
Part of my advice involves not buying property for the next couple of years, or until the recession hits.
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