>“I hope [the USPS] will use their current authorities to expand financial services, particularly in neighborhoods that are unbanked and are banking deserts where people are being raped by predatory lenders, auto loan sharks and firms that charge people 20 percent interest,” Representative Marcy Kaptur told the Cleveland Plain-Dealer. “The American people will demand it.” There is a reason these people are getting charged high interest and can't use traditional banking. They are high risk, therefore they pay high interest and fees. If this was a good deal for banks, they would be in those markets. It is also unlikely these people can even have checking accounts. Modern banking eliminates the need to go to a branch. Deposit your check with the mobile app and get cash from an ATM. This doesn't work for them as they are banned from checking accounts, overdrawn, not paying fees, banks won't put up with that. You get put on a list and no more banking for you!