WelcomeUser Guide
ToSPrivacyCanary
DonateBugsLicense

©2024 Poal.co

400

(post is archived)

[–] 1 pt

I have shit credit but I also have 0 debt. Funny how you need debt to get more credit. They call it "assets".

[–] [deleted] 3 pts

And having shit credit and zero debt puts you light-years ahead of the average joe with an 800 credit score. Good work lad

[–] 0 pt

Yeah I have what they call a "thin file" because I have no debt and have two credit cards open and only use one of them, which I of course pay in full each month. That's it. Therefore my credit score is okay, not bad but not good either. They encourage "good debt" so you can show you're a good goy. It's a scam

[–] 1 pt (edited )

I have to have 2 because 1 is an Amex. Actually liked using the Amex from Costco, but those bitches canceled the deal. But Amex still has the best rewards so I got a platinum card.