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A free and open-source payment gateway/processing software for credit/debit cards that is PCI DSS compliant (or at least can be easily configured to be PCI DSS compliant) would be a huge benefit to many who have otherwise been deplatformed by PayPal and Stripe.

A free and open-source payment gateway/processing software for credit/debit cards that is PCI DSS compliant (or at least can be easily configured to be PCI DSS compliant) would be a huge benefit to many who have otherwise been deplatformed by PayPal and Stripe.

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Any central point is a weakness. Even if you created a new CC with huge acceptance, the various governments would strangle you with rules and penalties, perhaps literally if you don't play ball.