Slave Score
Your credit score is nothing more than a reflection of how much debt you have and are able to make payments on. It has nothing to do with your ability to pay it back as they'd prefer you didn't pay it back.
Break the cycle, avoid debt as much as you can. They hate people that don't need them.
I got 12k in debt, that includes my house mortgage (the majority of it). So... damn... close.
Of course the system has other bullshit to drain me with even once that's payed, but oh well, it's a respite at least.
I'm at $6400 on a car and $22,000 in student loans. I know the feeling. I should have an emergency fund of $1000, but each time I get $300-500 in savings, Murphy shows up kicking my damn door in like he's leading a SWAT raid.
Just think, once you get the house paid for, you will have all that money available for something else! You are looking at about $12000 a year to do with how you want!
So don't borrow money and it won't matter.
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