Stop wasting your time chasing USD. Earn just enough in it to be net positive. Save the remander in anything but USD. Use your remaining time to build value for yourself, or to seek income in something other than USD. If 80% of your life is worth USD, then those who print USD own 80% of all of us. In an ideal world we would tell our employers with their USD paying jobs to stuff it. A human hour is not worth any amount of USD. That's not to be anti-work. Just that the particular arringement is unacceptable. But we don't have a perfect world as so a balance between reality and the ideal has to be struck. But giving every hour of your life away "working hard" demonstrating the worth of paper that came out of a Jew's ass to be equal to your life and other's lives, and treating it as a virtue to do so is anything but. Your life is worth more than the scribbles of a jew, which is all a dollar is. But this is not to say that you should be lose with money because of its worthlessness. The opposite. Minimize expense to the point of becoming a stoic. The less you cashflow the better. That way you can minimize your labor contribution to these pieces of paper having value, and maximize your labor contribution to society, your life, and those around you in every other way possible.