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353

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[–] 3 pts

After the last twenty months or so, you'd be a gigantic idiot if you kept any money in a bank. I'm glad some of you aren't that stupid.

[–] 3 pts

This is the reason they're trying to get control over crypto as well. Crypto won't help you if you don't have access to the internet or electricity.

[–] 0 pt

They are welcoming crypto with open arms, where the fuck have you been?

[–] 0 pt

Some people think crypto is the mark of the devil because it's a worldwide currency. I think it's a method to push back against the fed reserve for example if I work and get paid in crypto and buy my food and home with crypto.... At what point should I pay taxes on any of that? If I use a privacy crypto like Monero it seems that the gov wouldnt even be able to confirm anything.

[–] 0 pt

This is why you're poor.

[–] 0 pt

If you don't have electricity or internet you are absolutely fucked anyway. You think this is a good argument, but it won't matter for shit how much money you or anyone else has in a situation like that. You'll be spending all of your time hunting to little avail.

[–] 0 pt

You raise a good point. It's not about it being "a good argument" but more something to consider when looking for alternatives.

[–] 2 pts

Keep a little cash in the bank for paying things online etc. but even not in a bank keeping dollars is just stupid. They're taking their value away at a rapid pace, even if stashed under your mattress.

[–] 1 pt

Maybe just enough to pay bills and that's it. Otherwise, you must making negative APY every year.

[–] 0 pt

What about 800k in retirement funds?

[–] 0 pt

Anything denominated in dollars is risky due to all the money printing.

[–] 0 pt

Retirement funds

Good god Okay, Dave Ramsey.