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194

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[–] 2 pts

Keep a little cash in the bank for paying things online etc. but even not in a bank keeping dollars is just stupid. They're taking their value away at a rapid pace, even if stashed under your mattress.

[–] 1 pt

Maybe just enough to pay bills and that's it. Otherwise, you must making negative APY every year.

[–] 0 pt

What about 800k in retirement funds?

[–] 0 pt

Anything denominated in dollars is risky due to all the money printing.

[–] 0 pt

Retirement funds

Good god Okay, Dave Ramsey.