This is why everyone needs to develop AI. Your AI will not be as good as their AI, but the degree of intelligence you may need to have in the future may be beyond that of an un- tool assisted human. You already are expected to be. You couldn't operate today without tool assistance. If you have higher intellect and better tools than the next person, that establishes your rank in life. To not use any AI in your life.. not even a clunky one simple enough for you to understand, would be to fail to use the tool that will become mandatory. I'm definitely working on AI with respect to market trading. Simplistic technical analysis will not cut it (doesn't even now). AI is the future of even basic technical analysis.. and so if you want to invest, it's going to be expected that some aspect of your investments are managed by an AI (whatever aspect you choose for it to manage), and that not doing that with at least a basic one will be considered as suicidal as investing without knowing even basic trade technicals today. Even if you want to do things manually. What happens when you go to work. Won't you want something there to act on a pattern that you know needs mitigation. Wouldn't it be good to have something that can be aware of patterns that you haven't even considered, and accurately weight how dangerous they are and how to respond correctly (or at least mitigate loss). That's AI. I do disagree with the idea of AI ending humanity. It could range anywhere from the invention of the steam engine or internet where everyone benefits, or at the worst, like the invention of agriculture, where 90% of the pre-agriculture humans that couldn't grasp it hit a dead end passing on genes. So either everyone benefits or it will be a genetic bottle neck for humans who can work with it, and even work with it competitively. Double worst case scenario. Someone very good with AI gets it to calculate how to enslave everyone and the under intelligent don't dead end genetically, but continue as a kind of cattle. Imagine though if someone had come up with that kind of theory about the steam engine. In hind sight it sounds silly, but one could just as easily postulate that it would advantage the capable so much that the incapable would be relegated to cattle. Someone did express this idea with respect to the steam engine. His name was Marx, and he was kind of an idiot.