My bank recently asked me why I had withdrawn about $5,000. They could see me thinking about my response. They knew I was questioning why they were asking me. I had all kinds of thoughts like, "my son called me and said he was being held for ransom". I kind of figured that response wouldn't end end well. Then I thought, my gambling addiction is a little out of control, then I finally said I was buying stuff. But yea, I often structure large withdrawals in $4,700 amounts and try to do it over a 2 week period, meaning $4700 every other week or so.