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[–] 1 pt

Here is the crazy part.

Last month, I got a credit notification that my credit score dropped 50 points. Upon investigation, I found that in 2017, a Perkins DoE loan was opened in my name and is now delinquent. How much? $10,100.

I have not been to college in 25 years. I contested the matter with the DoE and they sent me back a letter stating that 25 years ago, I had in fact borrowed 7500 bucks but it is now 10100 because of penalties.

Now I am positive that everything was paid and done with since before 2010 but here we are and now they just happen to discover this debt?

Talk about money laundering. They are creating debt to forgive it. It's bizarre.

[–] 1 pt

Have you seen proof of the loan with your signature on it?

How do they explain 12+ years of no letters from them to you that your account was delinquent?

[–] 1 pt

No they sent me a letter telling me to take their word for it. It's criminal.

[–] 0 pt

You falsely assume that the DoE is acting fairly and in good faith.

[–] 0 pt

No idea about the internals at DOE.

Lawyer up or pay their price?