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527

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[–] 1 pt

Have you seen proof of the loan with your signature on it?

How do they explain 12+ years of no letters from them to you that your account was delinquent?

[–] 1 pt

No they sent me a letter telling me to take their word for it. It's criminal.

[–] 0 pt

You falsely assume that the DoE is acting fairly and in good faith.

[–] 0 pt

No idea about the internals at DOE.

Lawyer up or pay their price?