I edited it after you replied if you'd like to read.
...need established credit.
Literally nothing needs established credit. Nothing.
No, but it makes life easier and offers financial benefits. Having a credit card does not have to equal having credit card debt.
Correct. It doesn't. But it does increase the likelihood of these things happening. It's difficult at young age to track your finances perfectly. (((banks))) have way too many ridiculous rules, loop holes (for them) etc. That a young person may accidentally fall into some odd trap they never did themselves. Whereas a debit card is just "no you no have money, deny". It's safer, better, and smarter. Credit is a jewish lie, is retarded, and needs to be completely done away with.
Debit cards are not safer overall (I get what you are saying about no debt, although overdraft fees are a thing). If you get a scam charge on a debt card you are actually out the money until (if) it gets resolved. With a CC you just deny the charge and no sweat.
A credit system is needed. There would be almost no access to capital if banks or other lenders didn't have a way to assess your likelihood to pay it back. Like many things the Jews have taken a system and corrupted it to their advantage. That doesn't mean the system isn't of need or completely ill-advised.
(post is archived)