True, it is somewhat complex, but i think its complex merely to hide fraud and money changing. Effectively, it comes off as the high wizard using mumbo jumbo words to confuse the person from asking too many questions. And then money comes out, if it goes down, give them more money, if it goes up give the more money. both ways, they will force you to pay a tithe to the lord of investments to get returns later on, because the satan of inflation will erode your purchasing power.
As for minimum wage, it was originally a weapon used to keep blacks out of the low paying jobs. That was its only purpose.
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