Well, first off sir, Please understand that I come back from a background much like yourself. I understand that you father was a Union worker, worked his hands to the bone, yes? My father was much like yours'. An Actuary, actually. Spent his entire life working his fingers to death, writing statistical tables for your kind. My Lord, you should've seen it at the dinner table! Barely able to lift up his fork, I tell you! We, myself and his numerous daughters, practically had to shovel the roast beef in his mouth! What's that, you only had porridge to feed your toothless old father? Well, Lucky you, spooning that down his mouth must've been easy compared to me having to cut my father's prime roast beef into small bites! I envy you, I truly do. If only I had your life, it would all be so simple and easy... Now, would you like to buy an insurance policy, to make sure you don't end up that way?