I want to be, but I had some crazy shit occur to my house that required a large amount of money. So I stupidly placed it on credit cards I had payed off; the logic was that if I took the loan from the plumbing company, and something happened to payments, they could/would put a lien on my house. Credit cards and credit (re: unsecured debt) is not capable of doing this in Texas. However, now I have one maxed out and one almost maxed out card. I went to a credit finance co to have them negotiate and lower interest/payments, so they did and closed the accounts, but I still want to walk away from them and use that money for prep stuff.
Fucking sucks.
I filed bankruptcy once.
If you can open up new credit cards, you can do a balance transfer from one to another. Then there are companies that offer improvements. It's like Jew competition, one Jew company outJewing another by offering goyim a better deal.
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