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Hospitals and other vampires will intentionally bill your insurance and label services as items they know receive less coverage under your plan. They make less $$$ per service if your insurance covers it rather than if it's a service item that fully lands on your deductible first.

Most people just see the bill, and pay it if it matches the SoB from their insurance. Call and force the hospital to bill appropriately. Quote your coverage policy at them.

Hospitals and other vampires will intentionally bill your insurance and label services as items they know receive less coverage under your plan. They make less $$$ per service if your insurance covers it rather than if it's a service item that fully lands on your deductible first. Most people just see the bill, and pay it if it matches the SoB from their insurance. Call and force the hospital to bill appropriately. Quote your coverage policy at them.

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[–] 0 pt

Just ignore the collections people. If/when they place the debt on your credit report you just send a certified letter to the three credit bureaus explaining why the debt is invalid and they will remove it from your credit.