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Hospitals and other vampires will intentionally bill your insurance and label services as items they know receive less coverage under your plan. They make less $$$ per service if your insurance covers it rather than if it's a service item that fully lands on your deductible first.

Most people just see the bill, and pay it if it matches the SoB from their insurance. Call and force the hospital to bill appropriately. Quote your coverage policy at them.

Hospitals and other vampires will intentionally bill your insurance and label services as items they know receive less coverage under your plan. They make less $$$ per service if your insurance covers it rather than if it's a service item that fully lands on your deductible first. Most people just see the bill, and pay it if it matches the SoB from their insurance. Call and force the hospital to bill appropriately. Quote your coverage policy at them.

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[–] • 4 pts

I changed insurance this year and the last year's insurance and the fucking quacks keep billing both so I get bills from the old one and when I won't pay they ship it off to collections. I tell the debt collector to get fucked and go back to the old insurance since their degenerate nigger diversity hire is a fuck up. I routinely use nigger, faggot, kike, fuck, and other words when dealing with degenerate debt collectors.

It's been a couple of years but this one kept calling me every M, W, and Th at 10AM, like clock work. Went for a couple of weeks. Finally I answer and ask them what's up. She was obviously a nigger cunt and that is how I addressed her the entire time. It's fun.

[–] • 2 pts

I have no intention of being pleasant with anyone at the facility once this baby is out and stable.

[–] • 0 pt

Just ignore the collections people. If/when they place the debt on your credit report you just send a certified letter to the three credit bureaus explaining why the debt is invalid and they will remove it from your credit.

[–] • 1 pt

On a side note, most insurance policies pay for a portion of air transport if you get air lifted to the hospital but most don't pay nearly the entire bill. However, most air transport companies offer supplemental policies that are very cheap and cover your entire household. It is well worth the money if you ever get flown out of a terrible accident scene. Also, most of these companies honor the policies of the other providers. Except in WA, our faggot AG thinks that somehow that stifles competition or some bullshit and you have to have policies at both the local providers. ( AirLift NW and LifeFlight) Still worth the money. It's less than a hundred bucks a year apiece.

[–] • 1 pt (edited )

I work innawoods and have the full family lifetime Lifeflight coverage. It was very cheap. Something like $1,500 one-time for a family for life.

[–] • 1 pt (edited )

Just got hit with a 3k bill labeled as surgery then when insurance reached out to the doctor, the doctor claimed it was for everything under the sun. When we were able to show we paid for every thing she mentioned already, she finally settled on 3 telehealth sessions. I asked why it was billed as surgery, she said it was just how they bill it. I told her it sounds like fraud to me. It's still ongoing. Fucking assholes are redpilling my wife. She's already on board but the more they do the more they redpill.

[–] • 2 pts

It is fraud. And they expect that most good White folks will just pay it.

[–] • 1 pt

The last doctor billed me for a "new patient appointment" when I was trying to go for an annual. My insurance covers annuals for free but not "new patient" bills. I tried to get the doctor to change it but they refused so I had to pay it all out of pocket.

I hate insurance.

[–] • 1 pt

Also always ask itemized bill. I’ve had it where some of the shit was ridiculous. Take time and torture these fkn parasites. Make a day of it. Even if it’s a little money.

[–] • 0 pt

Insurance is gambling and forbidden in the Bible

[–] • 0 pt

Medical insurance? Yeah, ain't got that shit.