You can make a beer but I promise you it won't be premium nor will it be less expensive.
The AHA publishes gold metal recipes (brewed by homebrewers) https://www.homebrewersassociation.org/beer-recipes/medal-winning-homebrew-recipes/. A typical batch size is five gallons and will cost you about $45.
Yeah go ahead and buy that and make it in a stock pot on your stove and tell me how it turns out. I used to brew. You can do it on the cheap but you're going to get mediocre beer at best without decent equipment. Or you fuck it all up because you have no idea what you're doing and you just poured that $45 down the drain.
That depends on what you are trying to make. Certain styles, like sours, are difficult. The process for most ales is fairly simple though, and there are yeast varieties out now that don't require strict temperature control durring fermentation. The equipment needs to be clean, you need accurate measurements for temperature, and your water has to be filtered or at least free of contaminates like chloramine. If you're stove can't boil a 5 gallon batch size, just make a smaller one. It's not for everyone, but neither is making toast.
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