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My spouse and I never bothered to setup a joint bank account when we married and periodically write five figure checks back and forth depending on who's making large purchases that month.

If I go to one of my bank's branches in the pasty suburbs to deposit one of these checks, funds are immediately available no questions asked. If I go to one of the branches in a "diverse" neighborhood, they are up my ass about who/what/why and 3-5 business day holds to make sure it's not forged.

My spouse and I never bothered to setup a joint bank account when we married and periodically write five figure checks back and forth depending on who's making large purchases that month. If I go to one of my bank's branches in the pasty suburbs to deposit one of these checks, funds are immediately available no questions asked. If I go to one of the branches in a "diverse" neighborhood, they are up my ass about who/what/why and 3-5 business day holds to make sure it's not forged.

(post is archived)

[–] • 2 pts

5 figure checks? Wtf?

[–] • 1 pt

For things like buying cars, paying contractors, large investments, etc. Depending on which of us has been making the bulk of big ticket spending lately.

[–] • 1 pt

Yup. Just in general, you get hassled less in white areas about stuff like that. It's pretty cool. High-trust communities generally tend to trust each other more. Who'da thunk it.

[–] • 1 pt

Money: when real life experience trumps political correctness.