But I also need something for local use. I guess those cards near the checkout counters would be a good way to go. The ATM card my credit union went with sucks ass.
I just use a regular cc. I guess you could use a gift card if you wanted. But my cc has always been good with chargebacks and fraudulent stuff. If they ever disagree I will just threaten (and follow through) to not pay the balance on the card.
I don't use an ATM card for anything except getting cash directly from my banks ATM. Anything else and thieves can rip money out of your account and you have to deal with your bank to get it back.
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