Insurance is guaranteed to try and weasel out of paying. That's their entire business model. The great thing about this type of insurance is that it's time-sensitive. It won't matter if you sue them to force them to pay, because by the time you win you will have already been convicted. You probably won't be able to sue them anyway because your policy is almost guaranteed to have an arbitration clause.
Don't pay any attention to testimonials from customers of these insurance companies. The reason so many advertisements have testimonials is because testimonials are exempt from truth in advertising laws.
Need to have a plan to pay for legal representation one way or the other if needed. Whether its in a shooting incident or otherwise.
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