To be honest. I wanted to buy a house. So erasing my debt factors into the money the Jew banks will give me. Let's face it, renting is a scam. Money invested in a house is a lifetime savings account. I choose the lifetime savings account.
Money invested in a house is a lifetime savings account
Until the jews section 8 the houses surrounding you and the hordes of niggers that move in either murder you or depreciate your house into $0. Example, Detroit. https://files.catbox.moe/y6ln1t.png
I feel ya.
While I wont get a home loan. I can get a loan for empty land. Then Ill just have to build my own house.
The real MVP
Renting isn't a scam. Borrowing money for more house than you can afford and paying interest on it for 30 years is a scam.
This!! If you have a mortgage on a home for longer than 10 to 15 years, you can't afford that home.
Beware.
Houses are not the sure thing they used to be and there are far more costs associated with owning a normal house than there used to be and they will eat up your equity.
If you can buy a peice of land free and clear and build a tiny one room shack on it or whatever you can afford without any debt. Then add to it if you want.
There are huge pitfalls with house ownership now.
Especially if in an HOA.
YOU CAN EASILY GET STUCK IN A MONEY LOSING SITUATION THAT YOU CANT GET OUT OF.
for example HOAs can alter what you can do after you already bought the house. They can also decide all the house should be palaces and dictate that all homeowners must upgrade to diamond coated walls and if you can't afford it they fine you and can literally foreclose on your house.
it's not simple like it used to be.
I can't understand how HOAs are still around. It is like paying an extra property tax to have your rights and freedoms taken away.
HOA started because the federal government mandated that developers build watershed areas when building a housing development. Someone had to own that land after it was over. So developers created a corporation that would own it and been by the homeowners. Because no on would buy the lot with the watershed on it
It's still the same. Developers set these up.
Nearly every housing development built since the watershed requirements have an HOA. It's almost impossible to get a newer house without one.
All those things still apply.
HOA are fucking evil.
Where I live isnt one. One lot has weeds, another has broken cars. Guess what I dont care about there lots, and they dont care about mine.
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