I thought so too. It's like a gamble but you're gambling against yourself. Well, over the summer I would had lost. $30k of damage to my home, all paid for by insurance. So glad I didn't cancel it.
Over the 9 years i had my last truck i maybe paid 7k in insurance. Totalled it this winter and insurance gave me 22k for it. Thats a win for me.
Glad you weren't injured. Despite people thinking they hit the $jackpot no amount of money is worth a lifelong injury.
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