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411

Bought my first stocks in November 2025 (only fund before that). All-in on Micron. Up 320%. Great success. Prolly a lot of luck though that I happened to pick such a great stock.

At some point though I prolly need to move money out of high risk stocks and into safer stuff like rent funds, gold, silver, bonds or whatever. So fellas how do you determine when it's time to switch, any macro-economic numbers or something? Or is it impossible to forsee with any precision (a few months precision) about when stock market, in general, will be less profitable?

What are your methods and are they successful (key!)? Or is my question flawed?

Bonus question: Anyone into leveraged assets (or whatever they're called) bull/bear certs with multipliers (x2 x3 x10 etc). What's your opinion about such, too much like throwing dice or good stuff?

(Btw regarding Micron I guess Micron only has max 0-6 good months left so the "hyper" period might be over. Report comes in 4 days, if report is bad then my guess is Micron super-cycle is over.)

Bought my first stocks in November 2025 (only fund before that). All-in on Micron. Up 320%. Great success. Prolly a lot of luck though that I happened to pick such a great stock. At some point though I prolly need to move money out of high risk stocks and into safer stuff like rent funds, gold, silver, bonds or whatever. So fellas how do you determine when it's time to switch, any macro-economic numbers or something? Or is it impossible to forsee with any precision (a few months precision) about when stock market, in general, will be less profitable? What are your methods and are they successful (key!)? Or is my question flawed? Bonus question: Anyone into leveraged assets (or whatever they're called) bull/bear certs with multipliers (x2 x3 x10 etc). What's your opinion about such, too much like throwing dice or good stuff? (Btw regarding Micron I guess Micron only has max 0-6 good months left so the "hyper" period might be over. Report comes in 4 days, if report is bad then my guess is Micron super-cycle is over.)
[–] • 2 pts (edited )

"Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in the corrections themselves." - Peter Lynch

With that said it comes down to your personal risk level. I'm in some highly volatile stocks and I'm willing to watch a position go up 20k and then back down 20k. Not everyone is okay with that.

I usually trim at highs with cover calls being pulled away. Then sell puts and sometimes get assigned making the position whole again. When selling puts I park money needed to cover in my high yield savings, which is managed by the broker so it is an instant transfer.

Make sure your base is solid gold/silver/bonds, low risk cyclical stocks, real estate, and cash. Then fucking yolo the rest of it. That's what I like to do anyways. :)

*I guess I didn't really answer your question, but it sounds like you don't have a low risk base to fall back on, so I'd start working on that asap.

[–] • 1 pt (edited )

Thanks 👌

"Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in the corrections themselves." - Peter Lynch

Is that also your experience?

I'm in some highly volatile stocks and I'm willing to watch a position go up 20k and then back down 20k. Not everyone is okay with that.

I went from low risk fund (some global index thing) to higher risk fund to stocks. I would never go back to just holding low risk stuff long term. Micron went down 30% over 10 days that was fine imo. I dont need the money right now so a 1 year dip is fine.

I usually trim at highs with cover calls being pulled away. Then sell puts and sometimes get assigned making the position whole again. When selling puts I park money needed to cover in my high yield savings, which is managed by the broker so it is an instant transfer.

I'm such a n00b, havent used options yet but I think what you mention is a way to squeeze out a wee bit more when you suspect stock is at peak n you're ready to sell. I am less sophisticated so I would just sell, prolly should upgrade my game. I'll educate myself on options.

Make sure your base is solid gold/silver/bonds, low risk cyclical stocks, real estate, and cash. Then fucking yolo the rest of it. That's what I like to do anyways.  :)

*I guess I didn't really answer your question, but it sounds like you don't have a low risk base to fall back on, so I'd start working on that asap.

"Base" is in ehm, middle-risk, managed funds atm, so yea no I kinda dont. Im greedy, I want to see base growing... maybe I should rethink.

Yolo sounds good tbh.

I think you kinda answered. Q: How to know when to be more conservative n move money out stock market? A: You don't because you can't. And if you do because you think you can then you lose money because you fail.

but... I probably will continue to look a bit for some kind of measurement of general stock market well-being.

[–] • 2 pts

This options video is great. (youtube.com) It is long, but it is all stuff you should know if you start messing with options.

I agree with Lynch I wouldn't try to time the market with a large portion of my positions. You make a good summary of the statement.

[–] • 0 pt

Diversify and pray is my strategy for the time being. You can never know for certain.