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[–] 2 pts

How do I use this to my benefit as a wage slave?

[–] 3 pts

The problem is the rich man is putting up his assets as collateral for the loan at an interest rate you can never get. Usually under 1% or even less.

[–] 1 pt

It seems within the realm of possibility that you might find an employer to agree to pay you in company stock. Good luck with the bank loan though..