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If your state allows you to put female, I suggest you do so for better insurance rates.

If your state allows you to put female, I suggest you do so for better insurance rates.

(post is archived)

[–] 6 pts

AND they will be obligated to let you out of traffic tickets if you cry!

[–] 2 pts

100%. If they don't respect your gender when pulling you over, you can report them for a hate crime.

[–] 2 pts

Actually…that’s brilliant.. and what can they really do, tell you no? But but but they have to respect your gender choices, right?

I think it may be time for me to “transition”.

[–] 1 pt

The insurance companies aren't dumb. They will either not accept it or charge you the male rates anyway. And if you persist or get annoying enough, they'll probably consider it a form of insurance fraud and cancel your policy, then refuse to do business with you. Insurance companies also communicate with each other and you'll find that you have a real hard time getting insurance from anyone.

Do you really believe women are better drivers than men and get into less accidents?

[–] 1 pt

They cost insurers less money. I'm uncertain if this is because they cause fewer accidents or if it's because they cause the same/more accidents but less damage. E.g. if Susie causes a couple fender benders that necessitate repainting or replacing a bumper or grill, that's cheaper than Billy totalling cars in a 100mph collision.

[–] 0 pt

Well from 16 to 25 Guys are not bad drivers but fast and dangerous drivers.

[–] 0 pt (edited )

No they typically suck. I’m about to marry a woman, however, who is like Danica Patrick behind the wheel..but she’s the exception, not the rule.

I think that the insurance companies go by numbers (actuaries) and the data says men get in more accidents.

I believe it, but I don’t think it’s because men are shittier drivers so much as it’s because men are more prone to risky behavior…whereas women are more risk averse.

It’s that whole “testosterone thing”.

And the more risks you take, the greater the chances of shit going sideways.

🤷‍♂️

I think that the insurance companies go by numbers (actuaries) and the data says men get in more accidents.

I'd have to see hard data before I believe women get into less accidents. I know the autobody industry a bit and the repeat customers are all women. Of course if you ask them it is never their fault. ;)

[–] 1 pt

Girls get in more accidents but they are way less severe. Guys are most expensive because their accidents are bad.

[–] 0 pt (edited )

Perhaps as another poster pointed out, they get in more wrecks but less damaging (and thus expensive) ones than men.

I do know that they’ve done study after study for decades that prove men engage in more risky behavior than women. That alone may be the answer to your question.

[–] 0 pt

Women typically suck at driving and will have more accidents per mile. Women's accidents are typically minor. Men put in way more miles.

[–] 0 pt

Women get in more accidents but they are less fatal/bad. They're more likely to fender bender cause they're texting, but men are more likely to total cars doing dumb guy things.

Thus, girls are cheaper.

[–] [deleted] 1 pt (edited )

How much cheaper is this in a state like Texas?

Another trick is if you have a medical issue & have bad or poor health insurnace- go to the emergency room of a hospital and give them a fake name/phone #/etc.) & the bill will be passed to the hospital as a write-off as they are legally obligated to take anyone. This is what the Mexicans do.

Another thing is buy shit from Sam'sClub/Costco and return whenever you want (4 years later).

[–] 0 pt

Returning stuff to Costco like that is what scammer curry and rice niggers do. Are you a curry/ rice nigger? It goes without saying shlomo does that too.

[–] [deleted] 1 pt (edited )

Costco is a jewed out company. You can keep getting cucked faggot.

https://en.m.wikipedia.org/wiki/Jeffrey_Brotman

[–] 0 pt

Suggest an alternative

[–] 1 pt

Oh, I can get cheaper insurance? Wish I knew that years ago, when I got it changed from m to f..

[–] 1 pt

What will the insurance be like for the 'X' people?