>This PDF also serves as a guide to the targeted people for what to avoid. Intentionally avoiding taxes is tax evasion/fraud. Not knowing wtf you're doing and unintentionally under reporting is not fraud but a mistake. There's a difference. Setting yourself up a tax strategy that is beneficial to you is not illegal but good practice. I've been able to lower my tax burden legally through lots of research and learning, a few hard knocks but ultimately rewarding. As kiyosaki? Would say "make your money work for you!"