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Interest rates are lower than inflation, and with blackrock and the government and other organizations working together to make it impossible to own a home, i figure it's a decent time to buy. this one ticks all of the boxes, plenty of space for growing food; it's out in the country so i don't have to deal with the niggerkike infested cities much. it's out of range of 5g. The house itself is nice and big too, and you won't find a Biden/Harris sign within 20 miles of this place.

Now I just need to start a secret society with a 2,000 year plan.

Interest rates are lower than inflation, and with blackrock and the government and other organizations working together to make it impossible to own a home, i figure it's a decent time to buy. this one ticks all of the boxes, plenty of space for growing food; it's out in the country so i don't have to deal with the niggerkike infested cities much. it's out of range of 5g. The house itself is nice and big too, and you won't find a Biden/Harris sign within 20 miles of this place. Now I just need to start a secret society with a 2,000 year plan.

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[–] • 1 pt

If ie your interest rate is 4%, then you get 4% return on all the money to put into your mortgage.

HOWEVER this is "UNEARNED" income. Which means you do not pay a 30% income tax on it like all other forms of interest income. So that's a real 4% return on investment, guaranteed. Unlike that 5% in stocks which is really 3% with risk of losing money instead.

[–] • 1 pt

1) Capital Gains is 15%, not 30.

A more realistic look at returns for investments is around 10%. If you have credit card debt you should definitely pay that but you would be a fool to take that money out, pay 15% , then pay off a mortgage with under a 4% rate.

[–] • 1 pt

If you can get 10% on stocks you shouldn't bother with owning a home, as an investment it doesn't make 10% returns.

[–] • 1 pt

I agree, property is a horrible investment.

You GOT TO live somewhere though, right?