Yeah, but we're talking about niggers here. It's not fair to have expected them to read and understand their policy, let alone to purchase additional coverage that they feel might be necessary. It's wypipo fault and they must pay. > Cedric Richmond, Senior Adviser to President Biden, appeared on Don Lemon Tonight Thursday ... “We have companies like State Farm, and I call them by name, that have decided that they're still going to use that loophole or that technicality or fine print, to deny coverage,” Richmond said. Somebody needs to start holding these lying jew rats accountable for misusing language. A "loophole" is "an ambiguity or omission in the text through which the intent of a statute, contract, or obligation may be evaded." A loophole is not when the contract says "we will only pay for x under y circumstances" and then sticking to the terms of the contract.