No, you simply have to play the game on your terms.
Most people carry a balance. This is them being retarded. If people simply used credit cards instead of allowing creditors (banks) to abuse them, they'd never ever fucking have them.
You never put more than what you can pay off immediately on a credit card, then pay it ALL off before you get hit with a single penny of interest . Normal people do this. The second you spend more than you pay or the second you don't pay back before the terms say and that's when they win. Until then, it's you beating them at their own game.
If people simply used credit cards
By using credit cards, you're giving them a lot of information about yourself, which will be added to all the other information they collect on you and use with their algorithms to manipulate your world.
You're also paying into the higher cost of living and buying into the technocracy, and helping them force the rest of us to follow suit.
It's nice that you know how to avoid the interest, but they still win as long as you're using their system.
What information do you think you're giving up that you're not already giving up when you have a bank account, apply for something , or fill out a government form ?
"paying into the higher cost of living". LOL what ?! Congrats on not understanding what I wrote.
My cards are 0 yearly fee's, 0% on balance transfers and purchases (as long as I pay off the balance before the statements roll out). "their system" is them spending money to keep me on as a customer. I use their money, for a few weeks, and then pay off the same bill, using the same money I would has I paid in cash and I get "rewarded" with them having to give me a high credit score (I've fluctuated between 809 and 814 for the past 10 years now) which in turn forces them to give me MORE "extras' in order to keep the carrot on the stick in my vision.
I get 3% cash back on everything and 5% back on groceries and gas. THEY PAY ME to use their card. Last year it was $500.
If you're not doing the same, and not using their system to crash them...you've learned nothing on this site. Nothing.
What information do you think you're giving up that you're not already giving up when you have a bank account, apply for something , or fill out a government form ?
Having a bank account, applying for things, filling out government forms is something you might not be able to avoid, depending on the lifestyle you choose to live. Everyone needs a bank account these days, but beyond that, it's possible to live without any of the other things, including government ID. I haven't had or needed ID for 16 years.
When you use any form of card transaction, you're revealing a great deal about yourself: what products and brands you prefer, when and where you shop, how much you typically spend on a given product, whether you take advantage of deals, where you are location-wise, what you eat, how much you eat, etc. From all of this data on you, they can compile it with everyone else's and use that to create/manipulate trends, create shortages, force people to use certain products, force out independent competition, etc.
If you carry a phone around with you, they can look at where you've been over any length of time in the past, who you've been within close distance to and for how long, what you're movement habits are, etc.
"paying into the higher cost of living". LOL what ?!
I think I just explained that a little more clearly here.
My cards are 0 yearly fee's, 0% on balance transfers and purchases (as long as I pay off the balance before the statements roll out). "their system" is them spending money to keep me on as a customer.
You sound proud of it the way you repeat that over and over. lol.
It doesn't cost them anything to keep you as a customer. They add that cost onto the products/services you and others pay for. That's partly how and why the cost of living keeps going up.
Look into Blackrock and Vanguard. Use Google and DuckDuckGo to look up those names together and start reading the articles that you get. They own everything through controlling stock using subsidiaries. They control the cost of living.
You just feed the beast by using credit cards, and they keep you using them by 'rewarding' you while others pay for what you didn't have to.
If you're not doing the same, and not using their system to crash them...you've learned nothing on this site. Nothing.
You're ignorant. You don't know anything about what I just explained and that shows it.
Enjoy pretending you're beating the system by taking part in it.
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