What information do you think you're giving up that you're not already giving up when you have a bank account, apply for something , or fill out a government form ?
"paying into the higher cost of living". LOL what ?! Congrats on not understanding what I wrote.
My cards are 0 yearly fee's, 0% on balance transfers and purchases (as long as I pay off the balance before the statements roll out). "their system" is them spending money to keep me on as a customer. I use their money, for a few weeks, and then pay off the same bill, using the same money I would has I paid in cash and I get "rewarded" with them having to give me a high credit score (I've fluctuated between 809 and 814 for the past 10 years now) which in turn forces them to give me MORE "extras' in order to keep the carrot on the stick in my vision.
I get 3% cash back on everything and 5% back on groceries and gas. THEY PAY ME to use their card. Last year it was $500.
If you're not doing the same, and not using their system to crash them...you've learned nothing on this site. Nothing.
(post is archived)