Its not THAT much monetary wise. Its a pretty heafty investment, true but its not that different from an somewhat expensive car. The car will lose value however and IF you arent restricted with a narrow time frame (things go up and down all the time) where you are forced to sell in a dip but can wait pretty much however long you want for a good opportunity then those metals are a pretty solid choice. Now with the repo rates going to negative the dxy could rise shorter term so I´m glad I dont need to sell metals anytime soon. On the contrary, there might even be a new buy-in point for gold.