They've taught us all this is the way to pay for things. The other psychological aspect is that they know people spend more money when it doesn't seem like they're spending more, thereby increasing the need for credit. We have to make sure the cabal doesn't get more power, and little decisions we make everyday can add up to a big difference - like using cash. everything we buy with chipped cards gives them more information to use against us. And, yes, in a cashless system, they will have COMPLETE control over our access to our own money.