The ultimate solution is making college costs reasonable. Students should not be graduating with a mortgage payment.
Well when that kind of cashflow that these loans offer is available the colleges charge for the cashflow the students can afford.
You make it affordable by not subsidizing loans. Then students will only be able to afford practical classes (in cash flow terms) and so they won't take pointless classes and universities will cater to that. They'll ultimately spend less and have a better long term outlook and will have better educations.
You make it affordable by not subsidizing loans.
exactly
But that builds credit!
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