Welcome • User Guide
ToS • Privacy • Canary
Donate • Bugs • License

©2026 Poal.co

1.4K

The CFPB has a new acting director, Dave Uejio, who recently replaced Trump appointee Kathleen Kraninger. In a CFPB blog post dated Jan. 28, Uejio stated his two main priorities would be “(1) relief for consumers facing hardship due to COVID-19 and the related economic crisis, and (2) *racial equity.”*

>The CFPB has a new acting director, Dave Uejio, who recently replaced Trump appointee Kathleen Kraninger. In a CFPB blog post dated Jan. 28, Uejio stated his two main priorities would be “(1) relief for consumers facing hardship due to COVID-19 and the related economic crisis, and (2) ****racial equity.”****

(post is archived)

You are currently inside a comment thread.
Click here to see all the comments (20).
[–] • 0 pt

I don't understand. Can you explain that a little more?

[–] • 1 pt

The (((fed))) lives off of debt. The (((credit bureaus))) reward those that continuously build debt, but only if you can pay it off. It's a weird, fucked up system.

https://www.bitchute.com/video/YdlLSGnQLDZa/

That video goes into it pretty well. I may have given a shit description. Just watch that video. It's worth it.

[–] • 0 pt

I asked very poorly. My fault. I meant, how does paying off a vehicle lower your credit score? I don't understand how that could happen.

[–] • 1 pt

Your credit score is basically a measure of how much interest they can squeeze out of you. When debt goes away, your score drops.

Their excuse is that your mix of credit variety has reduced, and the average age of your open accounts is lower. It does not matter that you paid off your debt, debt free people do not pay them interest.

Therefore, if you go get a new car and roll the last few payments into buying a new one they will give you even more money and a better interest rate. on top of this, you're probably going to trade that other car in since they forced you to either incur more debt or be lent less in the future. Then they get to charge someone else interest when the dealership resells your trade in. Dare to be responsible, and they will punish you. stay in debt, and they will reward you.

https://www.moneyunder30.com/paying-off-an-auto-loan-is-bad-for-your-credit-score

[–] [deleted] • 1 pt (edited )

Think of it as punishment for paying more/faster than the agreed upon payment plan with applicable (((interest rate))) in the contract. Kikes fucking hate it when you skirt their usury by ending the process sooner.

[–] • 0 pt

Your credit score is a measure of your long-term profitability to lenders.

So if you borrow money for a car, and then pay it off very quickly, you are not very profitable to the lenders who were hoping to make money from the interest on the loan they gave you.

You will have a higher credit (profitability) score if you maintain regular payments of debt over long periods of time, because that means lenders are making more money from you.

Credit is not a measure of your trustworthiness with money, it's a measure of your potential for banks to make money from your debts.

That summarize it well enough?