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The CFPB has a new acting director, Dave Uejio, who recently replaced Trump appointee Kathleen Kraninger. In a CFPB blog post dated Jan. 28, Uejio stated his two main priorities would be “(1) relief for consumers facing hardship due to COVID-19 and the related economic crisis, and (2) *racial equity.”*

>The CFPB has a new acting director, Dave Uejio, who recently replaced Trump appointee Kathleen Kraninger. In a CFPB blog post dated Jan. 28, Uejio stated his two main priorities would be “(1) relief for consumers facing hardship due to COVID-19 and the related economic crisis, and (2) ****racial equity.”****

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[–] • 0 pt

Perhaps because you have less credit extended to you? Therefore considered less credit worthy?

[–] • 1 pt

yes. that is their excuse. if it were designed to measure consumer trustworthiness, paying off the debt per the agreed deal should reward you, even if it only stuck for a few months.