No the NPC's are being loaded with ai capabilities. They're just regurgitating words crawlers found on the internet. In all truth, americans see their homes as investments. Over time the little extra buyers add to win the bid adds up. This will continue happening as long as people (and corporations) see their homes as investments and the delusion is fed by government programs/banks. I looked up the sales records for the home I bought recently. We are the third owners. Adjusted for inflation, the first paid a fair price, the second buyer paid $75k more than the original owner, we paid $400k more than the second owner (property in much worse condition). You might think we overpaid, but no! The bank appraised the home, in current condition, at being worth 80k more than we agreed to pay! I think millenials and zoomer's are in for a big shock. Eventually boomers will leave us, we will have a lot of housing and a tiny next generation to live in those homes. I wouldn't put it past the gov to destroy homes 20-30 years from now.