I think parents have failed thier kids. They spent too much time at the bar, and focusing on thier own recreation that they didn't raise thier kids or offer them the support they could have. No reason why young people can't start a family while living with thier parents. But most parents simply wouldn't allow it because they are selfish and self absorbed. Obviously it would be better if the bankers weren't robbing society to the point they are, but we could all be doing more with what we have. That is something that we can change. The biggest hurdle is still going to be finding a young girl who wants to marry a guy who isn't established yet. Many girls today want a sure thing and don't want to bet on a horse.