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Wait until you learn about tax write offs. Buy a rental house, say it depreciates $100,000 per year, you have a $100,000 loss. Need a car? Buy a new one at $80,000. Business expense. Gas? Phone? Food? Needed for your rental home business. $5,000.

If you made $200,000 in your day job that most suckers pay $60,000 in taxes on, the rental home guy pays $0. He had too many business losses.