"Never really considered genetics influence on decision making. How do you even quantify that?" | Poal: Say what you want.

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"Never really considered genetics influence on decision making. How do you even quantify that?"

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[–] • 1 pt

They have these things called IQ tests

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[–] • 1 pt

Oy Vey! It's just a social construct!

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[–] • 0 pt

If only smart people made smart decisions. Unfortunately, personality plays a larger role.

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[–] • 2 pts

How about the correlation between credit score and IQ. Everyone makes mistakes. More intelligent people are better equipped to deal with them.

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[–] • 1 pt

Credit score? The score that rates what a good slave you are?

My credit score was total shit. I've never had debt, though. Magically, the score became a perfect score after a couple of years of owning my car and home, outright. I paid cash for them. Now, my credit score is totally useless, despite it being at 850.

Yes. Having higher IQ is helpful, but a credit score rates people who are smart enough to make money but dumb enough to always owe money.

A very smart person with a victim mentality is much easier to financially abuse than an average iq person with a confident mentality.

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